Max Humprey
Founder, Profincial, LLC
My roots go back to my family lumberyard where I started as a forklift operator in the summers at 16. At home, I was responsible for cleaning horse stalls and tending to the farm in Western Massachusetts where I grew up. This was a formative part of my working life and taught me the importance of showing up every day and working hard. But a very valuable lesson I learned from my early years of working was this; Every Friday when my paycheck hits all that hard work pays off.
After high school, like many 18-year-olds, I had absolutely no clue what I wanted to do with my life. So, I went off to the University of New Hampshire where I majored in finance. Something I was unfamiliar with at the time. But why finance? I’ll walk you through my thought process: Finance is the study of money, right? And isn't money the reason people work? So, why not get right to the point?! I realized after my first few years of college that I was learning things that were not only relevant to people in the finance field but to every working person. Things like investing, budgeting, intro to real estate and the list goes on. You don't have to work on Wall Street for these things to apply. Everyone has to budget their money to meet their personal needs, everyone needs a place to call home and everyone deserves to retire comfortably. But, up to that point, why had I never known about these things that are so essential to everyone?
What I realized was this: When I work my tail off and get paid on Friday it's not all about the amount on the pay stub. Just as importantly is what you do with it - How do you get the most out of it? I created Profincial to educate people about the basics of finance and connect them with local resources to help them make the best financial decisions for themselves.
Here's a story I like to share. Before I bought my first house I just assumed that homeownership just wasn't in the cards for me. My assumption was based on the sentiment of my peers and the news headlines that emphasized the increasingly high prices of homes. When you hear about how unaffordable homes are again and again it doesn't exactly paint an inviting picture for a first time homebuyer. But then, something happened. I met a realtor who took the time to explain the benefits of homeownership and how it would be a solid investment in the market I was living in. She took the time to walk me through the process and got me connected to a local mortgage lender who showed me what I could afford and explained the intricacies of mortgages. Then, got me connected to a local attorney that helped me close. This experience changed my life - and not because it helped me buy my first house. It affirmed that offering personalized education and strong network of people willing to help empowers people to take action and see through on their goals. It was a stroke of luck that I made the connection with my realtor that day. I'm not saying everyone should buy a house or put their money in the stock market. But I do believe everyone should Have the resources to find out if it's right for them. At Profincial, we offer that experience every day. No luck, just a click or a phone call away.
Max Humprey
President, Profincial, LLC
My roots go back to my family lumberyard in Massachusetts where I started as a forklift operator in the summers at 16. At home, I was responsible for cleaning horse stalls and tending to the farm in Western Massachusetts where I grew up. This was a formative part of my working life and taught me the importance of showing up every day and working hard. But the most valuable lesson I learned from my early years of working was this; Every other Friday when my check clears all that hard work pays off!
After high school, like many 18 year olds, I had absolutely no clue what I wanted to do when I grew up. So, I went off to the University of New Hampshire where I majored in finance. Something I was unfamiliar with at the time. But why finance? I’ll walk you through my 18 year old thought process: Finance means money, right? And isn't money the reason people work? So, why not get right to the point?! I realized after my first few years of college that I was learning things that were not only relevant to people in the finance field but to every working person. Things like basic accounting, budgeting, intro to real estate and the list goes on. You don't have to work on Wall Street for these things to apply. Everyone pays taxes, everyone needs a place to call home, and everyone has to budget their money to meet their personal needs. But why have we never learned the basics of these things that are so essential to everyone?
What I realized was this: When I work my tail off and get paid every other Friday it's not all about the amount on the pay stub. Just as importantly is what you do with that money. How do you maximize that money to get the most out of it? I created Profincial to educate people about the basics of finance and connect them with local resources to help them make the best financial decisions for themselves. Here’s an analogy I like to use: If you have a throbbing pain in your back, what do you do? Well, my first call would be my Primary Care Physician. Someone I know and trust. He can check it out and give me guidance on how to fix the problem. He will likely refer me to a local specialist who can get me proper care to treat my back and give me suggestions on how to deal with the pain in the meantime. Let Profincial be your primary care physician for your financial needs.
